Frequently Asked Questions

For Injured Parties

How Can Injury Finance Help Me?
Injury Finance is a medical lien funding and cash advance company that offers options for injured parties who are in need of medical treatment to recover.  We also assist those that are out of work or unable to pay monthly expenses as a result of an accident or injury. 

What are the requirements to work with Injury Finance?
Our programs are offered to persons who are injured as a result of an accident or other incident in which a third party is liable for the injury, and who are represented by legal counsel.  Your eligibility is determined by the circumstances of your case – your approval is not contingent upon employment or credit rating. 

What is a lien agreement?
In this context, a lien agreement is a contract that both you and your attorney will enter to allow the medical providers to treat you now, and be repaid later from any money you recover in your lawsuit.   A lien is especially useful for those who are uninsured, underinsured, or have high deductibles and co-pays, and need treatment for injuries sustained in an accident that was caused by another party.  However, many medical providers are reluctant to accept a lien instead of payment, without the involvement of an outside funding source like Injury Finance.

How does the Injury Finance Recovery HealthFunding Program work?
Once you, your attorney, or medical provider submit a request for funding to Injury Finance and you are approved, you will sign a lien agreement.  Injury Finance will agree to purchase your account from your medical provider and will then work directly with your attorney to be repaid for these services once your case settles.  You will have access to a variety of provider specialties after your enrollment into this program. You will not have to pay for any co-pays or enrollment fees, just the amount billed for treatment.

How does the Injury Finance Recovery Advance Program work?
Injury Finance invests in your legal claim by paying you money today in return of a promise for repayment in the future once your claim is successfully resolved. After your application is accepted you and your attorney will enter into an agreement.  Once the agreement is fully executed, your funds will be made available to you in 24-48 hours.

Which program is right for me?
You will need to talk to your attorney and discuss your options.  Our Recovery HealthFunding Program allows you to get treatment at will and recover from your injuries under a lien agreement that is held with Injury Finance.  We will pay your medical provider for services rendered to you, and there are no fees or recurring interest attached to the Recovery HealthFunding lien.  Our Recovery Advance Program offers you the flexibility to pay any bills that you are currently unable to do so as a result of your injuries and accident.  There are fees and interest associated with this service.

What if I have outstanding bills with care providers?
If you have already incurred medical treatment with medical providers and are unable to pay those bills, we are happy to talk to you about us either purchasing your account from the provider or offering our Recovery Advance solution to you. 

For Medical Providers

What can I do with my existing lien accounts?
Injury Finance is able to asses your current liens and possibly purchase them from you should you want to receive payment quickly.

How do I become a provider in the Injury Finance Recovery HealthFunding network?
Joining the Injury Finance network is simple.  We ask that you either call us to discuss joining the network, or fill out an application form

What are the benefits of becoming a provider in the Injury Finance network?
If you are looking for a cost-effective way to treat patients that do not have health insurance and a means to avoid taking liens, Injury Finance might be the right solution for you.  Feel comfortable knowing that your services are paid timely and that you can treat your patients hassle free. Click here for more information.

How are my treatment bills paid? 
Instead of accepting a lien in lieu of payment (with the obvious risks of late payment or complete non-payment), you receive payment from Injury Finance according to our agreed-upon rate within 30 days of billing. 

How do I refer a patient who needs your services to you?

For Attorneys

What services does Injury Finance offer my clients?
Injury Finance provides a complete range of options to your clients for their medical funding and cash funding needs.  Our Recovery HealthFunding Program allows your client to treat with a multitude of provider specialties under one lien agreement.  We offer an expansive network of doctors, surgeons, therapists, surgery centers, hospitals and more.  Once your client is accepted into the Recovery HealthFunding Program, they will have the option to choose the right medical provider for them. 

We also offer our pre-settlement Recovery Advance solution for your clients that need the additional capital to pay bills while they are focusing on their recovery.  Our Recovery Advance Program is offered at the best rate in the industry, with no up-front fees, and an option to choose lump sum financing or rollover financing giving them the funds they need each month to pay recurring bills and decreasing their overall finance costs. 

How long does the approval process take?
At Injury Finance we understand that your clients need solutions to both their medical and financial needs quickly.  We strive to get your client approved the same day they apply for each program provided that we are supplied with all of their pertinent case information.

Why Should I choose Injury Finance?
If you are looking for a company that will financially manage your client’s case while providing superior service to you and your client, Injury Finance is the right choice for you.  We are friendly, experienced, and offer exceptional service to all of our clients in a timely manner.  Our staff of professionals includes legal experience, so we understand your particular needs as an attorney.

Because we have a complete network of care providers in a wide range of specialty fields, you are spared from trying to locate individual providers and from overcoming their reluctance to provide care on a lien basis.  Because we have a single, global lien, you have only one bill to pay for medical services through Injury Finance when the case is resolved.  Because the providers have been paid for their services, they make more credible witnesses because they have no financial interest in the outcome of the case.  Finally, because Injury Finance collects, organizes, and provides the complete itemized portfolio of provider bills and notes, you save the administrative cost of assembling your client’s medical care file.